-Disclaimer-
This presentation will include information concerning
Home Capital Group Inc.'s  business and financial outlook and will include “forward-looking statements” as defined under applicable securities legislation that are based on the Company’s current expectations and estimates.  These statements are not guarantees of future performance, and involve important risks and uncertainties that may cause actual results or anticipated events to be materially different from those expressed or implied in such statements.  Further, any forward-looking statement speaks only as of the date on which it is made, and the Company is not undertaking to update any statement to reflect new information or the occurrence of future events or other circumstances.  Some of the factors that could cause adverse results to differ include those set forth in the Risk Factors section in the Company’s Annual Report on Form 40-F to be filed with the Securities and Exchange Commission in the United States and the Company’s Annual Information Form filed with the Canadian securities regulators.

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